Conforming Loan Limits 2024 Hawaii Loan Limits. Each year, the fhfa adjusts the conforming loan limits based on its third quarter house price index (hpi). In 2024, you can borrow up to $766,550 for a conforming loan.

The baseline conforming loan limit for 2024 is $766,550, an increase of $40,350 from 2023. The fha floor loan limit is calculated by taking 65% of the national conforming.